Pension Freedom Day is the 6th April 2015

The government has relaxed many of the rules surrounding pensions. Fundamentally many more people will be able to directly control and invest/spend/blow (please delete mentally as applicable) their entire pension pot. There is no government safety net, other than the very small State Pension, which cannot thankfully be invested in fast cars and loose sarongs.

Also be very careful when interpreting the words "authorised and regulated by the Financial Conduct Authority and a participant in the Financial Services Compensation Scheme (FSCS)."

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Posted 5 April 2015 by Philip Arnold FCA, FIC, CDir, CMC, BSc

 

FTSE100 Heading for A Significant Fall - Probably

The forthcoming general election and the uncertainty it generates, is about to take a big bite out of any investment portfolio

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Posted 24 March 2015 by Philip Arnold FCA, FIC, CDir, CMC, BSc

 

Budget 2015 - Pension Lifetime Allowance of £1m

Directors and other Senior Executives could end up paying 55% tax on their excess fund value

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Posted 18 March 2015 by Philip Arnold FCA, FIC, CDir, CMC, BSc

 

National Budget Deficit Massaged Downwards

The annual deficit is definitely being reduced, but perhaps not as fast as the official figures suggest

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Posted 9 March 2015 by Philip Arnold FCA, FIC, CDir, CMC, BSc

 

Goodwill Changes Hits Dividends

UK Plc is damaged yet again, by the overly rigid application by our regulators of EU rules

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Posted 2 March 2015 by Philip Arnold FCA, FIC, CDir, CMC, BSc